Terms of Use

Last updated: May 30, 2026 · Draft, pending legal review

These Terms of Use ("Terms") govern your access to and use of the website siprealty.ca (the "Site"), operated by Strategic Investment Planning Inc. ("SIP Realty", "we", "us"). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. Informational Purposes Only — No Advice

The content on this Site is provided for general information only and does not constitute financial, legal, tax, accounting, or investment advice. You should not act or refrain from acting on the basis of any content here without seeking independent professional advice.

2. No Offer or Solicitation

Nothing on this Site constitutes, or should be construed as, an offer to sell, or a solicitation of an offer to buy, any security or investment, nor a recommendation to enter into any transaction. Any investment opportunity, if and where offered, is made only to eligible/qualified investors and only pursuant to definitive offering documents and applicable law. All investments involve risk, including the possible loss of principal, and returns are not guaranteed.

3. Accuracy of Information

We aim to keep information current and accurate, but we make no representations or warranties as to its completeness, accuracy, or timeliness. Any figures or examples shown are illustrative only and individual results will vary. We may change or update content at any time without notice.

4. Intellectual Property

The Site and its content — including text, graphics, logos, and images — are owned by or licensed to SIP Realty and are protected by applicable intellectual-property laws. You may not reproduce, distribute, or create derivative works from the content without our prior written permission.

5. Acceptable Use

You agree not to use the Site for any unlawful purpose, to interfere with its operation or security, or to attempt to gain unauthorized access to any part of it.

6. Third-Party Links

The Site may link to third-party websites (such as derekbreton.ca and the FlipTool calculator). We are not responsible for the content, policies, or practices of those sites, and links do not imply endorsement.

7. Disclaimers

The Site and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law.

8. Limitation of Liability

To the fullest extent permitted by law, SIP Realty and its principals will not be liable for any indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Site.

9. Governing Law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-laws principles. The courts of Ontario have jurisdiction over any dispute arising from these Terms or the Site.

10. Changes to These Terms

We may update these Terms from time to time. The "Last updated" date above reflects the most recent version, and continued use of the Site after changes constitutes acceptance of the revised Terms.

11. Contact

Strategic Investment Planning Inc. (SIP Realty)
Email: info@siprealty.ca
Phone: (905) 329-3472
Welland, Ontario, Canada